Financing

Your Purchase/Lease

The purchase and lease programs offered through Infiniti Financial Services (IFS) are designed to make driving an Infiniti simple, convenient, and fun. Don't let questions and concerns get in the way of enjoying your Infiniti-financed vehicle. Get the answers you need here, contact IFS, or contact your Infiniti dealer for specific information pertaining to your purchase or lease.

Should I purchase or lease?

There are advantages to both, but no difference in maintenance or operating costs. Leasing may be better for those who drive up to 24,000 km each year, take excellent care of their vehicles, and want a new car every two to four years. With a lease, you only have to pay for that portion of the car's life that you use. Buying may be better if you drive a lot of miles, put your vehicle to heavy or rough use, and want to build equity. You can also sell, customize or trade your Infiniti if you wish when you own the vehicle. You should speak to a leasing or financing consultant to determine which is better for your particular situation.

For ease of reference, we use the term "loan" on this website to refer to conventional retail auto financing available from car dealers. IFS is not a direct lender and does not advance funds to car buyers for the purchase of a vehicle. IFS financing is available only at participating Infiniti dealers. When you finance a car at an Infiniti dealer, you will enter into a conditional sale agreement with the dealer. If IFS approves your credit application, your dealer may elect to assign the conditional sale agreement to IFS.